UK'S leading Bacs software provider trusted by hundreds of businesses

APT is a Bacs approved specialist for Credit & Direct Debits, providing cloud-based automated payment solution and Bacs Bureau service.

Intuitive and Easy to Use

100% Customer Centric

Security Is Our Priority

Cloud Based

APT - BACS Approved Payments Software & Bureau

Authorised and regulated

by the Financial Conduct Authority

Over 2500

Active users

49 million

Transactions processed annually

£40 billion

Transfered annually

Powering payments for big and small enterprises

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Services we provide

APT offers a range of products to enable organisations to improve their efficiency and save costs by eliminating some of the time consuming and manual processes in their daily administration.


Process direct debit & credit payments with our Bacs approved cloud-based software.

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Contingency Cover for customers who are transmitting files to Bacs.

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Bureau service

Transmit various types of transactions to BACS on your behalf (i.e Payroll & DD's).

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Cyber Security

Encrypts and uploads files from the client server to a dedicated folder on APT’s server.

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Integrated API which allows the instant checking of bank account details.

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We are excited to be offering international payments in partnership with EarthportFX.

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iConnect bacs software

Easy to use, secure and feature-rich cloud based software, allowing fast transmission of Bacs payments and collections from any laptop/PC. Fully tested and approved by Bacs.

Standard Software

Our standard bacs software, allows direct submitters to submit credits/direct debits to bacs using their Service User Number.

Bureau Software

A comprehensive system which allows bureau's to transmit multiple files, with individual Service User numbers, under their Bureau's User number.

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Bacs approved bureau

APT is an accredited Bacs Bureau and has been established since 1981. Our Bureau Service offers an easy and effective way to make regular or ad hoc payments, such as supplier payments and Payroll and to collect Direct Debits.

Take advantage of automated payments and collections without having to purchase and administer Bacs transmission software.

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Get in touch

For sales, or general enquires, please complete the below form.
APT's office hours are Monday - Friday 9am – 5pm.
Out of hours emergency support available Monday - Friday 5pm - 10pm.

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